Plus Credit Union has the loan and the rate you're looking for! Apply Today!
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Plus Credit Union is now offering 30 Year Fixed Mortgage Loans!
Refinance your home or purchase your dream home today!
Don't have time... Let us do the work for you.
Email Lending so we can start working for you!
Stop by or give us a call to learn more.
Life insurance exclusively for Plus Credit Union Members provided by CUNA Mutual and TruStage.
Auto and home insurance from CUNA Mutual and Trustage only for Plus Credit Union members.
Need Accidental Death and Dismemberment insurance coverage? Your Plus Credit Union Membership can get you covered from CUNA Mutual and Trustage.
Be able to buy on-line or right at the dealer and get the loan directly from Plus Credit Union and not some big nameless bank.
Find a new or used car online at Plus Credit Union's Smart Auto website.
Have a bunch of on-line car finding and comparison tools right at your finger tips with Smart Auto. Find a car that's right for you, find it near, then get pre-approved you all on-line.
The new and improved online and mobile banking solution.
Check your balances from any device at anytime.
Transfer funds from one share account to another. Make loan payments by transferring funds from your share to your loan quickly and easily. If you are concerned you will forget to make that loan payment or transfer on the date you want… You also have the option of scheduling future transfers and loan payments from any compatible device.
Enable email alerts so you know when:
PlusLive lets you make all kinds of setting changes like:
Sick of those pesky ATM fees. Use the ATM locator on your smart phone to find the nearest FREE ATM.
* Only available through the mobile or iPad app.
‡ Only available with TouchID enabled devices
Get your account statements electronically!
Sign up of eStatements and when you monthly statement is ready you get your choice of an email or text message notification. then just sign into your PlusLive account to view your statement and much more.
Depositing a check… is now as easy as taking a picture.
PlusLive Mobile Deposit allows you the ability to deposit a check using your smart phone or personal computer.
Note: Mobile check deposit is subject to eligibility. Deposit limits and other restrictions apply.
Quickly and safely send money to anyone electronically!
Send money to anyone in a quick and secure manner using PlusLive. All you need is their email or mobile phone number.
Transfer your funds to and from your Plus Account electronically.
Send one time and or schedule re-occurring transfers from or to your Plus Credit Union account and any of your accounts at another financial institution.
Pay your bills!
PlusLive offers FREE bill pay.
Make payments, manage payees and more from either your smart phone or your personal computer.
Note: Currently unavailable in the mobile and iPad app
Plus Credit Union now offers Skip-a-Pay Year round.
We understand that finances can put a strain on your life. For a small processing fee of $50 you have the option of SKIPPING a loan payment.*
* Please see form for qualifying details and important information.
Courtesy Pay is an overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your Courtesy Pay limit may be available for checks and other transactions made using your checking account number, automatic bill payment, and recurring debit card transactions.
Signing up for the service does not require any action on your part UNLESS you wish ATM and electronic transaction such as POS to be covered. If so you MUST complete the consent form and mail it in or visit your local branch.
Bill Pay is a FREE service to members of Plus Credit Union.
Online Help
Bill Pay HelpAvailable to Plus Credit Union VISA card holders is a great tool to manage your credit card and payments. Plus many more features, and the best part is it's all FREE!!!
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* Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on credit qualifications.
** Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal.
‡ Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders, plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure
Visa Purchase Alerts sends you real time1 email alerts when you pay2 with your Visa Credit Card.
Sign up using the button below.
1 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
2 A qualified transaction is any transaction routed through Visa.
Additional terms, conditions, and restrictions may apply.
Adobe Flash is required to view this video.
The demo video can take some time to download due to it's size.
Have 24 hour 7 days a week access to your money. You can even receive cash back when purchasing from some merchants. Open a checking account and enjoy the convenience of an Plus Visa Check Card.
Visa Purchase Alerts sends you real time1 email alerts when you pay2 with your Visa Credit Card.
Sign up using the button below.
1 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
2 A qualified transaction is any transaction routed through Visa.
Additional terms, conditions, and restrictions may apply.
Establishes membership and allows you to utilize all credit union services. There is a one time $5.00 opening fee and a $5.00 minimum balance required to retain credit union membership. You have 24 hour access to your money with an ATM card and online banking. Ready Credit available upon approval.
* Dividends are paid monthly based on an average daily balance of $500.00 or more.
This higher interest yielding savings account requires a minimum balance of $2,500.00. Higher interest rates are based on the average daily balance and a four tiered system. If this share account drops below minimum daily balance, there will be a $7.50 service fee charged. You are allowed six (6) free withdrawals per month.
These accounts are great for a higher return. Dividends are paid on the average daily balance and may be deposited into the certificate or into a separate savings account.
Early withdrawals from term share certificates will result in a penalty.
We offer several accounts that will help you plan for the future.
Invest your funds in an IRA Savings and/or IRA Certificate. Contact your tax advisor for help in determining which account is best for you.
A minimum $5.00 deposit is required to open a Kids Plus Account which is for children under 18. This account is designed to encourage children to save and dividends are paid monthly on the average daily balance. You are allowed one (1) free withdrawal per month.
Get a head start on the Holiday Season! Open this account anytime during the year with a minimum of $5.00 and make deposits into it as often as you like. Dividends are paid monthly and after September 30th the entire balance will be automatically transferred to your Regular Share Savings Account. You may withdraw funds only after this date without a dividend penalty. If funds are withdrawn before September 30th your Holiday Club Account funds will be transferred and your account will close.
If you are age 55 or older you qualify for the First Class Club. First Class Club members with a Member Checking share may receive no monthly checking service fee.
To receive the following additional benefits you must maintain a minimum average daily balance of $2,500.00 in a Regular Savings Shares Account and have direct deposit:
Interest bearing checking account. Dividends are paid monthly based on an average daily balance of $1,000.00 or more. There is a $25.00 minimum deposit for this account. You have 24 hour access to your money with a Visa Debit and online banking.
If you maintain an average daily balance in a checking account of $500.00 or more, and have direct deposit...
This non-interest bearing checking account requires no minimum balance. You have 24 hour access to your money with a Visa Debit Card and online banking.
Maintaining a lending relationship waives the $2.00 monthly service fee. Ready Credit available upon approval.
This account is an alternative checking account for members who may have been denied a checking account in the past. It is a non-interest bearing checking account requires no minimum balance. There is a $10.00 monthly service fee for the first 12 months.
The Teen Checking Account for young adults 16-18 is designed to encourage teens to develop good financial habits with budgeting, saving, and decision making. This non-interest bearing checking account requires no minimum balance.
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Visit us to apply for membership with Plus Credit Union today!
Become a member of your financial institution not just another bank customer.
If you or someone in your family belongs to any one of the groups listed below, you qualify to become a member and can enjoy all the benefits that we offer.
Javascript is not supported or is not enabled on your browser. This feature will not display properly. Please contact us to discuss our current membership list.
Plus Credit Union’s approach to Community Outreach combines both financial and volunteer support. We encourage our employees to get involved in their local communities and to support programs that make a positive difference. The credit union is very proud of the contributions made to various causes. Plus Credit Union employees volunteer countless hours of their time raising money for charitable and non-profit groups.
Through various fundraiser's and volunteering at local events; employees are committed to helping our community grow and prosper.
Our credit union and employee’s efforts include support for these organizations:
Our mission is to assist our members in achieving their financial goals by providing innovative and adaptive financial services through a highly qualified staff and a financially solid credit union.
"People helping people" is the credit union philosophy.
Plus Credit Union is a member-owned financial organization with its own Board of Directors elected by the membership. Once you are a member, you are always a member.
The Las Vegas Electrical Federal Credit Union was formed in 1952 in Las Vegas, Nevada with 100 members of I.B.E.W. Local #357 as the charter members of the credit union. Plus Credit Union was the first Union-Represented Credit Union in Nevada. Over the years, we have become a full-service financial institution offering our members the highest level of service, respect and security.
Our membership includes Union laborers and their families as well as employees and families of selected employer groups. If eligible, the fee to join the credit union is $5.00. To see if you are qualified to join, please visit our Membership Groups page so you and your family can begin to enjoy the benefits that Plus Credit Union has to offer.
Our application is in a PDF format and "Adobe Reader" is required to open and print it.
Download Application Don't have Adobe Reader? Get it here.
We are an Equal Housing Lender and do business in accordance with Federal Fair Lending Laws.
Plus Credit Union